Attention homeowners: Real estate appraisal services for in Los Angeles and Los Angeles County

Here are the top 7 reasons CA homeowners order from James Nemoto:

Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge a property tax assessment
Remove PMI to cut your mortgage payments
To reinstate their Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate in Los Angeles county or CA

Own a home in or near Los Angeles, CA and need help deciding the value of it?
Contact James Nemoto.

We at James Nemoto understand the individual needs of a homeowner looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. As our valued client, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at James Nemoto are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value conclusion than yours.

PMI Removal Appraisals

A preferred way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. James Nemoto is veterans in helping clients just like you get rid of unwanted and unneeded PMI insurance.

Challenging Los Angeles county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that's declining. This only means you are probably paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from James Nemoto is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your property is in or near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. James Nemoto can provide you with efficient appraisal that will help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for precision? In a field review we'll go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.